Many American seniors are hit unexpectedly by the soaring costs of healthcare. Some doctors and physicians will not accept Medicare, leaving patients in a vulnerable position. Others may not be able to afford to treat Medicare patients or simply elect not to treat the elderly. With the number of geriatric specialists declining in the U.S., it’s important to become as informed as possible about healthcare. As you age, it’s important to protect your health and assemble a plan that works for you, ensuring you’re in good shape when retirement comes. Here are four vital healthcare tips for seniors:
- Concentrate on your health: When you age, recovering from illness/injury becomes more difficult. However, there are certain things you can do to prevent certain medical problems. This includes:
- Eating healthy (Fruits, vegetables, lean meats, increase water intake)
- Exercise regularly (at least a 20 minute walk each day)
- Decline alcohol and nicotine intake
- *All the points above will help lower stress levels and improve health tremendously.
- Look for geriatric care before turning 65: Before you turn the age of 65, it’s important to establish a healthy relationship with your primary care physician. If the foundation for your healthcare plan is already laid out for you, before you enroll in Medicare then the process will be much smoother. Now you have a better chance of remaining in the care of someone you’re already comfortable with. If you want to change a plan, or look for a new provider we suggest using:
- Medicare provider search tool (medicare.gov)
- Referrals from friends
- State Medical Associations
- Start saving now: According to most sources, it’s important to have at least $200,000 for out-of-pocket healthcare expenses… even if you have medical insurance. Seems pretty high doesn’t it? If you purchase long term care insurance at an earlier age, you would be making a smart investment for a better retirement. If you purchase long term care insurance, here are some things you can expect:
- Help in your home with daily activities like bathing, dressing, eating and cleaning
- Community programs, such as adult day care
- Assisted living services–e.g., meals, health monitoring, and help with daily activities–provided in a special residential setting other than your own home
- Visiting nurses
- Care in a nursing home
- Vote for policies that are beneficial to the elderly: If you want your future to be better, make sure you support local government representatives who want to improve life for seniors. There is a shortage of elderly care in America (fewer physicians, nurses, healthcare professionals)… and so many who need care, so it’s your responsibility to vote for someone who has the best interest in the senior population.
The new Medicare Plus Card saves you up to 75% on things not covered by Medicare
Medicare doesn’t cover everything. Luckily, those on Medicare can now start saving on out of pocket expenses like prescription drugs, dental, vision, hearing, and more. Over 1 million people have already received their free Medicare Plus Card.