3 Things to Know about Open Enrollment

Medicare Open Enrollment happens once every year.  It is your chance to take another look at your health coverage and possibly change plans. Here are 3 things that you will need to know about open enrollment.

  1. The open enrollment dates are Nov. 15 through Dec. 7, 2017.

    If you enroll during this time, your coverage will start on January 1, 2018. Now is the time to pick a Medicare Part D plan or new Medicare Advantage plan.

  2. Do your research.

    Even if you’re enrolled in Medicare and like your current plan, it is worth doing research on different plans available in your area. The plans can change from year to year and you could potentially cut costs. Open enrollment is the only time when you can make changes to your plan other than during your Special Enrollment Plan (SEP).

  3. Open enrollment is different from your Initial Enrollment Plan (IEP).

    Typically, you sign up for Medicare during you IEP and change your plans during open enrollment. If you postpone Medicare Part B or miss your IEP, you can use this time to sign up for coverage.

If you don’t understand something about your current plan or a plan that you’re trying to change to, there is help available. Don’t be afraid to speak up and ask for help because this is a crucial time for everyone. You can visit medicare.gov or call 1-800-MEDICARE to speak to someone about your questions and/or concerns.

 

Related Links

Medicare Special Enrollment Periods

Applying for Medicare Online: What Do I Need to Do?

“Medicare & You” the Handbook

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