Medicare Easy Pay: How to Sign Up

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This article was updated on June 23, 2021.

The Medicare Easy Pay program is a free service for Medicare beneficiaries that allows them to have their monthly premiums automatically withdrawn from their checking or savings accounts. Instead of sending a check to Medicare every month, or submitting a credit card payment in the mail, you can schedule automatic payments online.

Who can sign up for Medicare Easy Pay?

Anyone who gets a bill from the Centers for Medicare and Medicaid Services (CMS) for their Medicare premium can sign up for Easy Pay. However, if you get your premium bill from the Railroad Retirement Board (RRB), you cannot use Medicare Easy Pay and must continue to mail your monthly premium checks.

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How to sign up

The first step is to complete an automatic payment authorization form and mail it to the following address:

Medicare Premium Collection Center
PO Box 979098
St. Louis, MO 63197-9000

You’ll need your Medicare ID card and a voided blank check from the bank account you want to use to complete the form.

What happens once you sign up?

Your form will be processed by the CMS once received, which can sometimes take 6-8 weeks. If there are issues with processing your MEP application, it will be returned to you with a letter explaining why and explaining the next step you need to take, if any.

Two things will happen each month after your request is processed:

  1. You’ll get a “Medicare Premium Bill” stating “This is not a bill” and letting you know that the premium will be deducted from your bank account.
  2. Your premium will be deducted from your bank account usually on the 20th of the month. It will appear on your bank statement as an “CMS Medicare Premiums” transaction.

Are you unsatisfied with your current Medicare coverage? There could be a way to get more coverage at a lower cost. Simply click FIND A PLAN below to find out more.

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Find a Medicare Plan Near You!

Speak to a licensed broker who can help you look for plans.

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