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Social Security: How Much Do You Get Per Month?

How much does the average American receive in Social Security benefits each month?

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Over 62 million people get Social Security benefits, and Social Security is one of America’s most vital social programs. The average American receives $1,294 per month. But this number varies depending on who is receiving the benefit.

For example, according to The Motley Fool, retired workers receive an average of $1,400 per month, while spouses of retired workers receive an average of $736 per month. Disability benefits are lower than retirement benefits. Children earn only 75% of the worker’s benefit. Surviving spouses receive about the same amount as retired workers do, as they are entitled to benefits that are equal to what their spouses earned.

Benefits also depend on the age at which you choose to claim your benefits. The later you claim your benefits, the more you will earn per month.

How to earn more in Social Security benefits each month 

There are ways to earn more than the average amounts though. Don’t think you’re getting the most out of your Social Security benefits? Here are some of the ways you can make the most of your monthly check:

  • Work for a full 35 years or longer.
  • Wait longer before claiming Social Security benefits, until age 70 when you max out your benefits.
  • Coordinate your benefits if you’re due worker and spousal or survivor benefits by timing them to get the most out of your benefits.

Keep up with Medicare World for the latest on Social Security and Medicare.

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