These New Medicare Changes Will Determine How Much Coverage You Have In 2021

New year, new Medicare changes! Stay in the know with Medicare World as we breakdown everything you need to know about Medicare. There are several changes for Medicare enrollees in 2021. Medicare Advantage and Medicare Part D saw the most changes this year. Download the full 2021 Guide to Medicare to read a complete and comprehensive breakdown of the changes to Medicare.

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Medicare Part D (Prescription Drug Plan)

  • For stand-alone Part D prescription drug plans, the maximum allowable deductible for standard Part D plans is $445 in 2021, up from $435 in 2020.
  • Bye-Bye “donut hole”! The Affordable Care Act has closed the donut hole in Medicare Part D. As of 2020, there is no longer a “hole” for brand-name or generic drugs: Enrollees in standard Part D plans pay 25 percent of the cost (after meeting their deductible) until they reach the catastrophic coverage threshold.

Medicare Advantage (Part C)

  • The average Medicare Advantage premium for 2021 is $21/month in 2021, down from $23/month in 2020.
  • People with ESRD (kidney failure) are now able to enroll in Medicare Advantage plans.
  • To know more about Medicare Advantage changes that affect your coverage, download your guide today!

Other Medicare Changes

  • Medigap Plans C and F are no longer available for purchase for new Medicare beneficiaries.
  • The income brackets for high-income premium adjustments for Medicare Part B and D will start at $88,000 for a single person, and the high-income surcharges for Part D and Part B will increase in 2021.

How has COVID-19 Changed Medicare?

Yes, there have been temporary Medicare changes in response to the Coronavirus pandemic. Here are the most important changes:

  • Medicare beneficiaries quarantined in the hospital do not have to pay an additional deductible for the cost of the quarantine. 
  • Medicare covers coronavirus testing under Medicare Part B when ordered by a physician. 
  • For more coronavirus changes, download the full guide today!

Sign Up For Your 2021 Medicare Guide!

Want to know more? Medicare World is your #1 Medicare resource. Stay informed with the latest Medicare news developments by downloading your very own 2021 Guide to Medicare. Find your way through the complex choices and options of Medicare with our simple and useful guide.

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Struggling to understand your options in 2021? download Medicare World's comprehensive step-by-step guide to saving money and taking advantage of your benefits.

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