Fall isn’t just the season for pumpkin lattes and Halloween decorations. It’s an important time for senior citizens because Medicare Open Enrollment starts October 15th and runs through December 7th. During this period, Medicare beneficiaries are able to make changes to their plans. During this time you’re able to meditate on your health and what plan will be best for you. Here are some burning questions that seniors may be asking themselves.
1.) Did my health get better or worse in the past year?
As you get older you may experience more complications each year. You may be newly diagnosed with a condition and that could mean spending more money on health coverage and visiting your physician more frequently. In this instance, you may want to speak with a licensed broker to make the best coverage decision.
2.) How much money did I spend on healthcare last year?
Over the past year you have spent money on premiums, deductibles, copayments, coinsurance, and other out of pocket expenses. Add all of these together. With this number in mind, you can estimate how much money you may need to spend in the coming year. If you had a hard time managing your cost last year you will want to purchase a plan that’s not so hard on your pockets.
3.) What is an Annual Notice of Change Form?
Your Medicare plan will send you a “Plan Annual Notice of Change” (ANOC) each fall, usually in September. The ANOC includes any changes in coverage, costs, or service area that will be effective in January. Review any changes to decide whether the plan will continue to meet your needs in the next year. If you don’t get this important document, contact your plan.
4.) Who can help me find a quality Medicare Plan?
MediQuote helps seniors find the perfect Medicare plan. They offer free quotes and help you find the best rate from all the top carriers like Aetna, Cigna, Humana, etc. Whether a Medicare Advantage, Supplement, or Part D plan, MediQuote is here to find health plan options that fit your budget and needs. With MediQuote you’re able to compare multiple plan options, talk with licensed and knowledgeable brokers about making the best coverage decision, and you are able to buy the way you want.
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Get Started with your free list of quotes today at mediquote.us and they will do the work for you, to get the most coverage at the best rate.