People deal with scams all the time, specifically Medicare and Social Security scams. What are the most common types of scams? Staying up-to-date on current scams is vital in avoiding falling victim to fraud.
The Social Security Administration has an online portal that is designed to help avoid online scams and organize your account information. While this is convenient, it also opens up opportunities to take advantage of some people.
If a scammer has the key information and the beneficiary has not set up their mySocialSecurity account, it could make easy prey for setting up a false account. This would allow the identity thief to start claiming your benefits without your knowledge.
These types of scams are called phishing. Phishing is when someone tricks a recipient into revealing personal information or clicking a dangerous link via email.
If you receive these emails, do not respond or click any links. Report them as spam and block the sender.
Phone calls are often used to scam social security and Medicare beneficiaries because they are typically older and less likely to use technology on a regular basis.
These calls can sometimes be robots calling or an actual person, but they usually say the same thing. They request more money, verification to receive your COLA increase, or personal information. They also might tell you your assets are being frozen.
These scammers will often refer to themselves as an SSA employee or that they are calling from SSA headquarters. They are not from Social Security; the SSA will not call you asking for personal information.
If you receive these types of calls, immediately hang up and call the SSA phone number at 1-800-269-0271 to report the activity.
As discussed above, you should never click a link that is emailed to you from a suspicious email address.
Before visiting any sites, you should double check that the URL ends in .gov or .gov/. Do not enter any personal information into a site that is not a legitimate government site ending in .gov.