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Frequently Asked
Questions
How can we help? Here are the top Medicare questions we receive. Click here to view more FAQs.
Will I be automatically enrolled in Medicare at age 65?
If you are already receiving Social Security benefits, then yes. You’ll be enrolled in Parts A and B, and your Part B premiums will be automatically deducted from your Social Security checks. If you’re not already receiving Social Security, then you will need to sign up through Social Security. You can do this during your initial enrollment period: the three months leading up to your 65th birthday, your birthday month, and the following three months.
Will Medicare cover my spouse or dependents?
No. Medicare covers only you. A person must be age 65 to join or have a certain disability. If you are married, both you and your spouse need to join Medicare separately and must pay separate premiums.
Will pre existing medical conditions work against me in Medicare?
No. The one exception is that those with advanced kidney failure (End Stage Renal Disease, ESRD) can’t enroll in a Medicare Advantage plan. However, they can still receive coverage under Original Medicare.
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