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Assisted Living

Not Covered by Medicare


Assisted living is long-term care for those who don’t need a nursing home, but do need help with some daily activities. In assisted living, you usually have your own apartment with shared common areas in which to socialize with others. This type of living situation allows you to maintain independence while also having access to medical care and other daily needs such as medication management, help in bathing and dressing, and meals.

Medicare does not cover assisted living, however, it will cover medical services you need while in an assisted living facility, such as doctor appointments, physical therapy, vaccines, and chemotherapy.


An assisted living facility can cost around $38,000 a year. Depending on where you live and the facility you choose, the cost could be lower or higher.

What to Know

To pay for assisted living, people usually pay out of pocket, use Medicaid or PACE, or get long-term care insurance to help with costs.

Medicare By State

Medicare is regulated by the federal government. However, private insurance companies are allowed to offer various parts of Medicare, and these plans can differ from state to state.

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