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A pacemaker is a battery-operated implanted device that regulates the rhythm of your heart through electronic pulses. Pacemakers are recommended for those with arrhythmia, atrial fibrillation, or other heart abnormalities.

Medicare covers pacemakers, surgery to implant a pacemaker, as well as battery replacements as necessary, as long as all are deemed medically necessary. Medicare will pay 80 percent of the costs, while you will be responsible for 20 percent. A Medigap plan can help cover the costs of copays.


The average cost of implanting a pacemaker is around $20,000 or more. Medigap plans, or opting for a Medicare Advantage plan with a cap of out-of-pocket costs, may help you cover the costs.

What to Know

Make sure to keep your regular pacemaker checkup appointments to make sure that your pacemaker is working properly and check if it needs new batteries.

Notify all of your healthcare providers about your pacemaker. When traveling, be sure to notify airport and security personnel about your pacemaker as well. Carrying a pacemaker wallet ID card will help.

Avoid strong magnetic fields and magnets with your pacemaker.

Medicare By State

Medicare is regulated by the federal government. However, private insurance companies are allowed to offer various parts of Medicare, and these plans can differ from state to state.

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